Hazard Assistance and Resilience Program (HARP)

Alberta Emergency Management Agency

Alberta's disaster financial assistance program, replacing the Disaster Recovery Program and the Municipal Wildfire Assistance Program for disasters on or after 1 April 2025. Covers uninsurable loss and damage for homeowners, tenants, small businesses, farms and non-profits.

The catch: It covers uninsurable losses only - anything you could have insured is excluded, which is the sentence most coverage of this program omits. It is not standing: your local authority has to apply to AEMA within 30 days of the disaster and get ministerial approval before residents can apply at all, and then you have 90 days.

When it is open

  • Per-event window
    Per declared disaster
    Opens once your local authority applies to AEMA within 30 days of the disaster and the Minister approves.

Sources

At a glance

Worth
Not a cash amount
Effort
About 180 minutes
Time to money
Not recorded
How it arrives
Direct deposit
How often
Standing
Proof needed
Income documents
Where
Alberta
Last checked
4 August 2026